Chris Dodd Bill to Speed Reforms for 2010

Posted on February 17, 2009
Filed Under Advice, Credit Card News, Legal/Government | Comments Off

The Federal Reserve last year adopted new credit card rules that ban practices often cited as unfair to consumers, such as raising the interest rate on an existing credit card balance when the consumer is paying the credit card bill on time.

However, those rules don’t go into effect until mid-2010, prompting Sen. Chris Dodd (D-CT), chairman of the Senate Committee on Banking, Housing and Urban Affairs to re-introduce the Credit Card Accountability, Responsibility and Disclosure Act. The measure was offered last week. Read more

Organize Your Credit Card Debt For 2009

Posted on January 21, 2009
Filed Under Advice, rates | 1 Comment

Getting the mail this time of year isn’t a whole lot of fun as the credit card bills from December start to arrive.  Alexandra Lieberman is trying to cope with the impact of all the shopping she did last month.

“It was everything. It was groceries, going out to dinner, shopping, everything.” Read more

Maintain the Best Rates and Credit Scores

Posted on December 4, 2008
Filed Under Advice, Credit Card News, Credit Rating | 1 Comment

Rate Surfer Deluxe Makes It Easy To Avoid Credit Card Fees, Find and Maintain the Best Rates and Preserve Credit Scores:

Popular Credit Card Management Software Offers New Capabilities to Transfer Balances, Request Credit Line Increases and More – All With a Single Click. Read more

Slashing Credit Card Spending Limits

Posted on November 29, 2008
Filed Under CitiBank, Credit Card News, Discover Card | Comments Off

How You Can Avoid a Nasty Surprise From Your Credit Card Issuer?

As they trudge their way through this year’s holiday season, some shoppers will be in for a surprise when they haul out their credit card.  Many credit card companies are lowering the credit limits this holiday season. Without even warning their customers, some credit card companies are slashing the maximum spending limits.

American Express, Bank of America, Citibank and Discover are among the major issuers who are lowering credit lines. Read more

Just Blame Credit Cards

Posted on October 9, 2008
Filed Under Advice, American Express | 1 Comment

Since learning recently that our nation has gone down the economic dumper, we’ve had time for our financial experts to offer their theories on what went wrong.

Basically, there’s been lots of fingerpointing and placing blame on everyone else but ourselves.

We’ve heard Democrats blame Republicans, and vice versa, the poor blame the rich, and vice versa, and so on, but in the long run it really doesn’t matter who’s at fault. Read more

Lowering the Credit-Card Limits

Posted on September 29, 2008
Filed Under Credit Card News, Credit Rating | 3 Comments

It’s not just your portfolio that may be shrinking during these turbulent times. The spending limit on your credit card may be heading south as well.

Credit-card issuers have been decreasing credit limits in the wake of the subprime meltdown. Folks with good credit scores and solid credit histories are now getting caught in the fray.

“Most banks are cutting their credit limits,” says Carol Kaplan, spokeswoman for the American Bankers Association. “They’re doing it to everyone.” Read more

United Airlines Renew Credit Card Agreement

Posted on September 19, 2008
Filed Under Airline Mile Credit Cards, Chase Cards, Reward Cards | Comments Off

Chase today announced the renewal of their popular United Airlines co-branded credit card program, which offers various products that provide exceptional travel benefits to cardmembers.

“We are excited to continue our successful relationship with United Airlines, offering consumers and small businesses compelling travel rewards for many years to come,” said Steve Fox, general manager, Chase Card Services.

Read more

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