Secured card a good way to get started in the credit game
With the holiday shopping season upon us you can expect more people to turn to the Internet in search of bargains. But before you do, you really need to have a credit card.
Unfortunately, some people can’t get one either because they don’t have any credit or because they have bad credit. But there’s something you [...]
It’s so easy to get into debt
Credit is an important instrument for life and creates a “financial resume,” making it essential for consumers to establish their credit history.Amie Darway, program manager for the Consumer Credit Counseling Service of North Central West Virginia, headquartered in Clarksburg, said the first step a person can take to start establishing credit is to set up [...]
Pre-Approved Credit Cards
You probably receive a lot of offers for credit cards that say you are pre-approved. That means that they got your name from a credit bureau, as someone who meets their basic criteria. Being pre-approved is not a guarantee that they will offer you credit, however. They make that decision after perusing your full application.