After Bankruptcy 1. – Spend smart
After a bankruptcy, the first thing you need to do is to figure out how you got into financial trouble in the first place.
Was it simply that you didn’t live within your means? Or did you lose your job or suffer a serious illness?
Secured card a good way to get started in the credit game
With the holiday shopping season upon us you can expect more people to turn to the Internet in search of bargains. But before you do, you really need to have a credit card.
Unfortunately, some people can’t get one either because they don’t have any credit or because they have bad credit. But there’s something you [...]
Building credit requires time, track record
I’m a legal U.S. resident trying to build some credit. I recently bought a laptop on credit and applied for a credit card that enables me to earn mileage for every dollar I spend. The problem is that the interest rate for both accounts is too high, so I want to pay off the debts. [...]
Bankruptcy Laws Make it Harder to “Write-Off” Credit Card Debt
Some of the biggest names in credit card issuers, including Bank of America Corp, JPMorgan Chase & Co, Citigroup Inc and Washington Mutual, spent about $25 million between 2004 and 2005- working to get changes to bankruptcy laws that would help protect their profits when people filed bankruptcy.
They got what they wanted—and it is increasingly [...]
Pre-Approved Credit Cards
You probably receive a lot of offers for credit cards that say you are pre-approved. That means that they got your name from a credit bureau, as someone who meets their basic criteria. Being pre-approved is not a guarantee that they will offer you credit, however. They make that decision after perusing your full application.
High Limit Credit Cards With Bad Credit: Learn To Get Approved
by Hilary Bowman
Many people think credit cards with high credit limits can’t be obtained if you have bad credit but that is not necessarily true. Though your credit score is an important variable when it comes to assessing your credit limits, there are other variables that are just as important or even more important. Thus, [...]