CitiBusiness® Card
If your business needs more purchasing power to grow and you do not want to pay interest rates from the set go, the CitiBusiness® Card is a good choice with its 12 months long 0% introductory rate on purchases. To make the deal even sweeter you can transfer balances and get the same 12 months/zero interest deal on the balance transfers [...]
Student credit card use a growing concern
A California law has reduced the number of credit card companies soliciting students every week.
Credit cards can be very useful to people who are traveling, experiencing temporary shortages of cash, or who are trying to build credit in order to purchase a car or a home.
But the dangers hidden in high interest rates and fees [...]
Credit Card Debt a $915 Billion Disaster-in-Waiting for Banks
Think the estimated subprime debt load carried by the big international banks is big, at $1 trillion? How about this: Americans now owe nearly as much – a record $915 billion – on their credit cards alone.
And defaults and delinquencies in the credit card sector are piling up – which means big banks are on [...]
Do Your Kids Need Citi Student Credit Cards?
If you have a son or daughter in college, you might want to ask yourself if a Citi student credit card is in order. After all, a student, no matter where they go to school, is definitely going to come across more than their fair share of credit card offers. As a parent, you want [...]
Win the Balance Transfer Game
For folks who have a balance on their credit card, there are few deals more tantalizing than 0% interest on balance transfers. Why? Because for a period of time, typically six to 12 months, the credit card company is lending you its money for free. That can mean big savings on interest charges for those [...]
Gussy Up Your Credit Card
How can you gussy up your plastic to meet holiday demands? (No, not with those light-up reindeer antlers that made you the hit of the office party last year.) Think better interest rates. Think promotional offers. Think saving money.
Here’s a step-by-step plan for getting your credit cards ready for December’s heavy use:
Pay with points
Planners — those who book their travel months in advance — will get the most out of their points and frequent-flier miles. These days the restrictions on rewards redemption are plentiful. (Check out mouseprint.org to see how the fine print might affect your travel and InsideFlyer.com for the most recent news about rewards travel.) A [...]
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