How to stop sales calls?

Register with the FTC You can register your home and personal cell phone number — yup, you read that right … your cell phone. Just go online to http://www.donotcall.gov/ or call 1-888-382-1222 (TTY 1-866-290-4236). You must call from the number you wish to register. Registration is free. There are currently 105 million phone numbers in [...]

Will Credit Card Offers Finally Go Away?

Here’s what seems like good news: The response rate for those annoying credit card offers we get in the mail has been falling. (Learn how to opt out.) According to Curtis Arnold of cardratings.com: “In 1998, credit card issuers could count on a response rate of 1.2% to the offers for new cards that they [...]

Credit card companies now lowering limits

Do you know your credit limit? When it comes to credit cards, you are probably used to it going up and up. The credit card industry is known for automatically increasing spending caps. But have you looked at your statement lately? Some companies are now lowering credit limits. Some say the practice is good for [...]

Your 5-minute guide to credit cards

Credit cards do have some benefits, but it’s easy to get into financial trouble if you rely on them too much. Here are more than a dozen tips for using cards wisely. Use a credit card wisely and you can reap benefits like cash back, bonus points and airline miles, not to mention a better [...]

Scam Alert: Newest credit card scam is fiendishly clever — don’t fall for it

Pay close attention, friends: The newest version of credit card fraud is very crafty and so well- performed that even a seasoned banking professional might fall for it. The scam begins with a telephone call from a male claiming to be from the security department of Visa or Mastercard. He tells you that your credit [...]

High Limit Credit Cards With Bad Credit: Learn To Get Approved

by Hilary Bowman Many people think credit cards with high credit limits can’t be obtained if you have bad credit but that is not necessarily true. Though your credit score is an important variable when it comes to assessing your credit limits, there are other variables that are just as important or even more important. [...]

That first credit step can be a doozy, so do it right

So, your college student finally needs a credit card and, wisely, you want to make sure she gets a great deal and avoids falling into traps. Alas, all too often, young adults stumble at the start. They succumb to the free Frisbee or T-shirt come-on and choose a card with high annual fees. Then they [...]

« go back