Credit-card ‘freebies’ aren’t worth the hidden costs
As most students are aware, there is more to traveling through campus than just walking from class to class. All along the way lie various distractions in the form of postings on bulletin boards, street preachers condemning us to hell, and even the wonderful hot-dog stand outside of White Hall.
While many of these distractions are [...]
Tips for Individuals Considering Balance Transfer Cards
With the average consumer carrying nine credit cards, juggling payments and balances can quickly become burdensome. With so much plastic, outstanding debt can add up fast. Balance transfer credit cards provide a way to consolidate and pay down debt. www.credit-card-surplus.com offers a list of 0 percent balance transfer cards to help consumers save valuable money [...]
Even normally cautious people can be victims of identity theft
Before he became a financial adviser, Mike Miller was a police officer for 20 years and a graduate of the FBI National Academy. That’s why Miller was a little surprised to find himself the victim of identity theft — not once, not twice, but on three separate occasions.
Credit card lenders’ practices and ethics under increasing scrutiny
Some call it legalized loan-sharking. Others insist it’s the only way to ensure all Americans have access to credit.
In either case, the lending practices of credit card companies are coming under increased scrutiny these days. Congress is considering legislation that would curb companies’ ability to raise interest rates on cardholders’ unpaid balances and to charge [...]
Credit Cards Rates Rise for Some With Poor Credit
The Nation’s Mortgage Problems Spread Past Housing Market
Don’t own a home or plan to buy one anytime soon? Well, listen up because the fallout from the country’s mortgage problems could still affect you.
Several credit card companies in recent weeks have started to jack up rates for some customers, and other lenders are tightening standards for [...]
Rising Reliance On Credit Cards Could Reflect Subprime Fallout
Rising credit card borrowing may be a sign of consumer distress spreading from the subprime mortgage market to other types of lending, some economists say.
While defaults among home buyers have spiked, the number of credit card loans in delinquency has been running steady.
Five easy steps to protect yourself from credit card fraud
Credit card fraud costs companies and card holders billions every year. Corporal Kevin Bodie with the Hillsborough County Sheriff’s office says more often than not, we aren’t. But he says there are five easy steps to decrease your risk.
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