University Students: Getting Suckered in with Credit Cards
Every University student knows they should have a credit card. You have to have a second form of ID on many financial transactions. You have to have one to establish good credit. And, the more you use them, the more you will accrue bonus points toward cash, mileage credits and various “free gifts”. P.T. Barnum [...]
Avoid Credit-Card Snafus Overseas
Before you leave town, be sure to notify your credit card company of your vacation plans. It’s particularly important if you are going, but it’s a good idea whatever your destination.
You are likely to use your credit card frequently while on vacation, which could trip the issuer’s fraud-alert system. That is what happened to Jerry [...]
iCache Is The Credit Card To Control All Credit Cards
Like using different credit cards for different rewards programs but get tired of the bulk? Enter the $99 iCache, an electronic device as thin as a Razr cell phone, that carries all of your credit cards in the writer portion, and then temporarily writes the credit card info onto a card. The card is good [...]
Arrests made in credit-card skimming ring
The U.S. Secret Service is investigating high-tech credit-card theft known as “skimming” being committed in El Paso. Secret Service officials would not discuss ongoing investigations but an El Paso Police Department document disclosed that 11 unnamed people have been arrested and three skimming rings were dismantled earlier this summer.Skimming is when criminals use small handheld [...]
Teach college-bound teens how to handle finances
Young people heading off to college for the first time this fall will face a host of new challenges and opportunities, including the joys and temptations of handling credit cards.
In recent years, credit card companies have increasingly been soliciting college students. According to the Nellie Mae student loan organization, the average freshman with no debt [...]
Stop prescreened credit card offers
If you are satisfied with your current credit cards, don’t want new issuers poking around your credit report or simply want to reduce your junk mail burden, you can opt out of prescreened credit offers with a simple phone call to 1-888-5-OPT-OUT.
The Consumer Credit Reporting Industry Opt In/Opt Out line allows consumers to preclude themselves [...]
Check Your Financial Info Anytime, Anywhere
The next generation of financial organization has arrived. It’s called Geezeo. And it means you can get to your personal financial information anywhere, at any time.
If you’re away from home you can easily find your current checking account and credit card balances — even if you don’t have access to a computer. Now with [...]